Share (Savings) Accounts

Share (Savings) Account
Because credit unions were founded to promote thrift, you savings account is your most important account at WCFECU. We are a not-for-profit financial institution - a financial co-op. Any profit earned by the credit union (after operating expenses) is returned to you in the form of dividends.

Share Draft (Checking)
You'll save money by checking with us. Several features make our checking accounts an excellent idea.

There is no service charge if you have direct deposit. Without direct deposit you need only maintain a minimum daily balance of $300.00 to avoid a monthly low balance fee.

You have automatic overdraft protection from your primary share account up to the available balance. If you prefer, our Overdraft Line of Credit is a safe secure way to avoid overdrafts or NSF fees caused by those occasional miscalculations. Just apply next time you are in the office.

Money Market Account
Earn high money market rates. Interest rates climb when the market goes up, but are guaranteed not to fall below our regular share rate. With a WCFECU Money Market Account, your funds are readily available while earning a high rate of interest. Withdraw or deposit anytime you want. There are no maintenance fees as long as you keep a $2500 minimum balance.

Christmas Club
Plan ahead and don't get caught short on cash next Christmas. Start saving now and your money will be available for the following year. You can make deposits in your Club Account or you can choose payroll deduction/direct deposit.

Share Certificates of Deposit
You can open a CD with a minimum of $500. The interest is based on the term of the CD. CD's vary in term.

Individual Retirement Account (IRAs)
This valuable account provides you with a supplement for your future retirement income and pays your account tax-deferred earnings now.

Main Office
3487 Clark Road
Sarasota, Florida 34231
941.925.2890 Phone
Hours Of Operation
Mon, Tue, Thur. 9am - 5pm
Wednesday 9am - 2pm
Friday 9am - 6pm
941.922.2973 Fax
Branch Office
852 Tallevast Road
Sarasota, Florida 34243
941.925.2890 Phone

For lost or stolen Visa Credit cards please call 1-800-338-0566

For lost or stolen MasterCard Debit Cards please call 1-800-472-3272

This credit union is federally insured by the National Credit Union Administration

Your savings federally insured to at least $250,000 and backed by the full faith and
credit of the United States Government. National Credit Union Administration,
a U.S. Government Agency.


Board of Directors Access

Copyright © 2007, West Coast Federal Employees Credit Union. All Rights Reserved.
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