Loans

One of the major benefits of belonging to WCFECU is your eligibility for low cost loans. We offer a wide variety of collateral and signature loans. Our Loan Professionals are trained to match your needs to the best loan and rate available. You can apply for any of these loans from the moment your Share (savings) Account at the credit union is opened.

Once you have filled out a master application, future loans are streamlined and fast.

Pre-Approved Loans
Our Pre-Approved Loans are available for almost any good purpose. A Pre-Approved Loan lets you know how much money you have available before you shop, adds to your bargaining power and encourages smart shopping.

Auto Loans
We want to make car shopping easy for you. We can help. If you're in the market for a new or used car, come and see your credit union first. We can pre-approve you for a loan before you leave the credit union. Now you'll be ready to go to the dealer. Since you'll know what your approved loan amount and interest rate are, all you'll need to do is find the car and we'll do the rest.

Our auto loans feature:

  • Low fixed rates
  • Up to 100% financing
  • Terms up to 60 months
  • Automatic payments
  • No pre-payment penalties
  • Credit Life and Credit Disability insurance are available to protect you and your investment

Apply online for fast approval! Use our loan payment calculator to estimate your loan payment.

Mortgage Loans
Borrow from our experience. No single plan is right for everyone. That's why we'll personally prepare a mortgage plan that works for you.

Home Equity Line of Credit
Our Home Equity Line of Credit could be the answer for you. Consolidate your debts or pay for a car, boat, vacation or college education. One of the best features on this type of loan is that the interest may be tax deductible.

Line of Credit Overdraft Protection
With a Line of Credit, it doesn't matter if your car breaks down...or you accidentally overdraw your checking account. Your WCFECU Line of Credit Overdraft Protection will be available, giving you the protection you need.

Share/CD Loans
This low interest loan is secured by the money in your savings account. This is a particularly attractive way to keep your savings/CD in your account and not lose any interest.

Click Here for CARD Act information.
 
Main Office
3487 Clark Road
Sarasota, Florida 34231
941.925.2890 Phone
Hours Of Operation
Mon, Tue, Thur. 9am - 5pm
Wednesday 9am - 2pm
Friday 9am - 6pm
941.922.2973 Fax
Branch Office
852 Tallevast Road
Sarasota, Florida 34243
 

For lost or stolen Visa Credit or Debit cards please call 1-800-338-0566
 


Federally Insured by NCUA
to at least $250,000


 

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