| DEBIT & ATM |
|
| ATM Cards (Replacement
$5.00) |
1st Card Free |
| ATM WCFECU
(WCFECU ATM & Debit Cards) |
FREE |
| WCFECU ATM Surchage (Using
Non WCFECU Card) |
$2.00 |
| CU 24 Network |
Surcharge Free |
| Debit Cards |
1st Card Free |
| Debit Card Close Fee - Fraud exempt |
$20.00 |
| Debit Card Re-Activate/Re-Open Fee |
$15.00 |
| Non Negotiable ATM Deposit |
$20.00 |
| Non WCFECU ATM
Transfer/Balance Inquiry |
$0.25 |
| Non WCFECU ATM Withdraw Fee |
$1.00 |
| |
|
| LOAN & VISA |
|
| HELOC Check Book |
$10.00 |
| Loan Payment Coupon Books |
$10.00 |
| Overdraft LOC
Advance/Transfer Fee |
$5.00 |
| Visa Cash Advance
(Non WCFECU VISA) |
$10.00 |
| Visa Statement
Copy |
$2.00 |
| |
|
| SAVINGS |
|
| Account Closed Within 90
Days of Opening |
$10.00 |
| Account Research (per hour)
($15.00 minimum) |
$25.00 |
| Check Cashing Fee (no
checking account) Available funds required |
$3.00 |
| Excessive Share Withdrawals
(over 3 per month) |
$1.00 |
| Inactive Share Account
(monthly) |
$2.50 |
|
(with no other account activity & balance below $2,000.00) |
|
| Mail Hold Fee - (up to 3 months) |
$10.00 |
| Return Mail Statement |
$2.50 |
Statement Printout 1st
page
($1.00
fee each additional page) |
$2.00 |
| |
|
| SHAREDRAFT / CHECKING ACCOUNT |
|
| Checking Account Fee
(monthly) |
$2.50 |
|
(balance drops below $300.00 without direct deposit) |
|
| Deposit Items Returned
Unpaid |
$25.00 |
| Dormant Checking
Acct Fee - Annual |
$25.00 |
| Exception/Manual Posting Fee |
$15.00 |
Foreign Check
Deposit *ADDITIONAL FEE ASSESSED BY
DEPOSITORY INSTITUTION - MUST BE IN US DOLLARS |
$20.00 plus
Bank Fee |
| Manual Transfer Fee |
$3.00 |
| Negative Balance Fee (plus $5.00 daily
until balance positive) |
$30.00 |
| Non-Negotiable
Deposit Item (ATM/NightDrop/Mail) |
$20.00 |
| NSF Fee –
Checking/ACH/Debit |
$30.00 |
| Overdraft LOC
Advance/Transfer Fee |
$5.00 |
| Automatic Overdraft
Transfer From SAVINGS |
$5.00 |
| Paid NSF Item ($30.00 NSF
fee also assessed) |
$10.00 |
| Stop Payment Share
Draft/Check/ACH |
$20.00 |
| Stop Payment Range |
$30.00 |
| Remove Stop Payment |
$10.00 |
| Account Reconciliation (30
minutes Free) per hour |
$20.00 Hr. |
| Bill Pay (Free with
DD 2
Additional Services) |
$5.95 |
| Box of Share Drafts |
Fee subject to style |
| Copy of Draft - Mail |
$2.00 |
| Copy of Draft - Faxed with
Letter of Authorization |
$4.00 |
| Counter Share Draft Check
(6 Free with new Account) |
$0.50 |
| I.D. Safe Choice (monthly) |
$1.25 |
| |
|
| MISCELLANEOUS FEES |
|
| Cashier Check (1 Free per
month made payable to member) |
$2.00 |
| Cashier Check Copy |
$5.00 |
| Cashier's Check
Stop Payment (90 day wait period required) |
$25.00 |
| Check Cashing Fee
– Non-Member |
$5.00 |
| $1,000 - $2,500 |
$10.00 |
| Coin (up to 3 rolls FREE) |
5% of Total |
| Photocopy (each) |
$0.25 |
| Escheat Processing |
$25.00 |
| Fax - Incoming 1st Page
(each additional page $1.00) |
$2.00 |
| Fax - Outgoing Local
(maximum 3 pages) |
$2.00 |
| Fax - Outgoing Long
Distance (maximum 3 pages) |
$5.00 |
| Garnishments, Writ, Levies |
$100.00 |
| Gift Cards |
$3.95 |
| History Printout ($1.00
fee each additional page) |
$2.00 |
| IRA Annual Administration
Fee |
$10.00 |
|
(no activity & balance under $2,500.00) |
|
| IRA Closeout Fee |
$20.00 |
| IRA Transfer Fee (to Other Administrator) |
$25.00 |
| Money Market
Excessive Withdrawal Fee |
$10.00 |
| Money Order |
$1.50 |
| Notary Services (Member) |
Free |
| Notary Services (Non
Member) |
$10.00 |
| Verification of Deposit |
$15.00 |
| Wire - Incoming Fee |
$10.00 |
| Wire - Outgoing Domestic |
$25.00 |
| Wire - Outgoing
International |
$50.00 |
