Fee Schedule

Please see below for fees that may be accessed against your account and transaction limitations, if any, that apply to your account.

Effective as of September 1, 2010

ATM Cards (Replacement $5.00) 1st Card Free
WCFECU ATM Surchage (Using Non WCFECU Card) $2.00
CU 24 Network Surcharge Free
Debit Cards 1st Card Free
Debit Card Close Fee - Fraud exempt $20.00
Debit Card Re-Activate/Re-Open Fee $15.00
Non Negotiable ATM Deposit $20.00
Non WCFECU ATM Transfer/Balance Inquiry $0.25
Non WCFECU ATM Withdraw Fee $1.00
HELOC Check Book $10.00
Loan Payment Coupon Books $10.00
Overdraft LOC Advance/Transfer Fee $5.00
Visa Cash Advance (Non WCFECU VISA) $10.00
Visa Statement Copy $2.00
Account Closed Within 90 Days of Opening $10.00
Account Research (per hour) ($15.00 minimum) $25.00
Check Cashing Fee (no checking account) Available funds required $3.00
Excessive Share Withdrawals (over 3 per month) $1.00
Inactive Share Account (monthly) $2.50
         (with no other account activity & balance below $2,000.00)  
Mail Hold Fee - (up to 3 months) $10.00
Return Mail Statement $2.50
Statement Printout 1st page
         ($1.00 fee each additional page)
Checking Account Fee (monthly) $2.50
         (balance drops below $300.00 without direct deposit)  
Deposit Items Returned Unpaid $25.00
Dormant Checking Acct Fee - Annual $25.00
Exception/Manual Posting Fee $15.00
$20.00 plus
Bank Fee
Manual Transfer Fee $3.00
Negative Balance Fee  (plus $5.00 daily until balance positive) $30.00
Non-Negotiable Deposit Item (ATM/NightDrop/Mail) $20.00
NSF Fee – Checking/ACH/Debit $30.00
Overdraft LOC Advance/Transfer Fee $5.00
Automatic Overdraft Transfer From SAVINGS $5.00
Paid NSF Item ($30.00 NSF fee also assessed) $10.00
Stop Payment Share Draft/Check/ACH $20.00
Stop Payment Range $30.00
Remove Stop Payment $10.00
Account Reconciliation (30 minutes Free) per hour $20.00 Hr.
Bill Pay (Free with DD 2 Additional Services) $5.95
Box of Share Drafts Fee subject to style
Copy of Draft - Mail $2.00
Copy of Draft - Faxed with Letter of Authorization $4.00
Counter Share Draft Check (6 Free with new Account) $0.50
I.D. Safe Choice (monthly) $1.25
Cashier Check (1 Free per month made payable to member) $2.00
Cashier Check Copy $5.00
Cashier's Check Stop Payment (90 day wait period required) $25.00
Check Cashing Fee – Non-Member $5.00
$1,000 - $2,500 $10.00
Coin (up to 3 rolls FREE) 5% of Total
Photocopy (each) $0.25
Escheat Processing $25.00
Fax - Incoming 1st Page (each additional page $1.00) $2.00
Fax - Outgoing Local (maximum 3 pages) $2.00
Fax - Outgoing Long Distance (maximum 3 pages) $5.00
Garnishments, Writ, Levies $100.00
Gift Cards $3.95
History Printout ($1.00 fee each additional page) $2.00
IRA Annual Administration Fee $10.00
          (no activity & balance under $2,500.00)  
IRA Closeout Fee $20.00
IRA Transfer Fee (to Other Administrator) $25.00
Money Market Excessive Withdrawal Fee $10.00
Money Order $1.50
Notary Services (Member) Free
Notary Services (Non Member) $10.00
Verification of Deposit $15.00
Wire - Incoming Fee $10.00
Wire - Outgoing Domestic $25.00
Wire - Outgoing International $50.00


Main Office
3487 Clark Road
Sarasota, Florida 34231
941.925.2890 Phone
Hours Of Operation
Mon, Tue, Thur. 9am - 5pm
Wednesday 9am - 2pm
Friday 9am - 6pm
941.922.2973 Fax
Branch Office
852 Tallevast Road
Sarasota, Florida 34243
941.925.2890 Phone

For lost or stolen Visa Credit cards please call 1-800-338-0566

For lost or stolen MasterCard Debit Cards please call 1-800-472-3272

This credit union is federally insured by the National Credit Union Administration

Your savings federally insured to at least $250,000 and backed by the full faith and
credit of the United States Government. National Credit Union Administration,
a U.S. Government Agency.


Board of Directors Access

Copyright © 2007, West Coast Federal Employees Credit Union. All Rights Reserved.
Unauthorized Access is Prohibited. All Accesses are Monitored.`

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